Can I get insurance for a log home? Yes. We have never heard of anyone being denied homeowner's insurance just because they owned a log home. A vast majority of our members have absolutely no problems at all getting insurance for their log home. More...

Flood Damage. When the skies opened up during their evening campfire, Jen and Jeff Morgan didn't think much of it. They simply grabbed their s'mores and headed inside. But when the rain turned torrential and continued to pound their cabin, a flash flood ensued, and their deck washed away. More...

Log home insurance policy details

your statement of insurance and policy summary to make sure they meet your needs.

Remember to check the exclusions and restrictions under each section and also the general exceptions and exclusions which apply to the whole policy.

Valuations

We strongly recommend that for items of jewellery or valuables, an up-to-date valuation is obtained and kept in a safe place. This will considerably ease the handling of any claim where such items are lost or destroyed. For items of jewellery, valuables and personal belongings highly valued, a valuation or proof of purchase will be required in the event of a claim.

It is also advisable to keep a photograph and full description of valuable items, including serial and model numbers, for ease of identification in the event of a theft.

Please make sure that the values shown on your policy summary are sufficient to cover today's replacement cost of your valuable items.

Your authorised insurer relied on the information and statements you gave when they agreed to provide cover. This information and statements together with this policy booklet, summary, the statement of insurance and any endorsements form the contract of insurance and must be read together as one document. Please read your policy and summary carefully to make sure they meet your needs.

The authorised insurer has agreed to insure you under the terms, conditions and exclusions in or endorsed on this policy booklet. You are insured against liability, loss or damage that may happen during any period of insurance for which you have paid or agreed to pay the required premium.

Damage caused by freezing pipes?

It was early March and John Lazwik's family couldn't wait to spend spring break at their beloved northeastern cabin. When they stuck their key in the lock and swung open the door, however, their mouths hit the squishy floor. More...